Life Insurance Benefits Specialist

Your family DESERVES
to be protected.

Real coverage. Real conversations. No pushy sales tactics — just honest guidance from someone who genuinely gives a damn.

Free will kits
Kids safety kits
Serving all of BC
No obligation consultations

Coverage for every stage of life

From newborns to seniors — there's a product built for exactly where you are right now. Plain English, no jargon, no pressure.

All benefits are paid out completely tax-free to your beneficiaries — every single product.

Term Life Insurance

Affordable coverage for a set period of time

Best for: Young families, mortgage protection, income replacement
  • 10-year level term available
  • 20-year decreasing mortgage term
  • Renewable and convertible to permanent coverage
  • Most affordable premiums to start
  • No cash value
Learn More

Headstart — Children's Coverage

Whole life protection starting from birth

Best for: Parents & grandparents wanting to protect kids early
  • Available from birth to age 17
  • Face amounts from $1,000 to $59,999
  • Locks in low rates while they're young and healthy
  • Builds cash value they can use as adults
  • Guaranteed insurability option available
Protect My Child

Senior Graded Whole Life

Coverage for those aged 60 to 80 — it's not too late

Best for: Seniors who want final expense or legacy coverage
  • Available ages 60 to 80
  • No medical exam required
  • Graded benefits that build over 4 years
  • Covers final expenses, funeral costs & more
  • Peace of mind for you and your family
I'm Interested

Supplemental Health Coverage

Fill the gaps your provincial plan doesn't cover

Best for: Anyone with gaps in their existing coverage
  • Accident coverage — injuries, hospital & ICU
  • Hospital indemnity — up to $150/day
  • Critical illness — $10,000 to $50,000 payout
  • Cancer policy — lump sum on first diagnosis
Check My Coverage Gaps

Paycheck Protection

A monthly cheque deposited straight into your family's bank account

Best for: Families who want guaranteed monthly income after a loved one passes
  • Monthly benefit deposited directly to your family
  • Available in 1-year or 2-year plans
  • Helps cover mortgage, bills & living costs
  • Steady, predictable income — not a lump sum
  • Paid out tax-free to designated account
Protect My Family's Income

Wills & Family Planning

Because insurance is only half the picture

Included with every consultation — no extra charge
  • Education on why having a will matters for your family
  • Connected to a simple, affordable will solution
  • Helps ensure your insurance payout goes exactly where you intend
Let's Talk Wills & Insurance

Two free gifts for your family

Provided at zero cost to every family I serve — no purchase required, no strings attached. Because protecting families is the whole point.

100% FREE — No Purchase Required

Will Kit

A guided kit to help ensure your final wishes are documented and your family is protected. Simple, accessible, and provided at no cost — because everyone deserves to have a plan in place.

What's included: Step-by-step guidance to document your final wishes, asset distribution, and beneficiary information. Simple enough to complete at home.
100% FREE — No Purchase Required

Child Safety Kit

A comprehensive child identification and safety kit. In an emergency, having this information on hand can make all the difference. Every parent should have one — and now you can get it free.

What's included: Fingerprinting materials, photo identification card, emergency contact information, DNA collection materials, and a child safety guide for parents.

These are yours — no strings attached.

You don't have to buy a thing to receive them.
Book a quick call and I'll get them out to you.
Claim My Free Kits
Denise Schleuss, AIL Benefits Specialist and Reiki Master, smiling warmly
24+years in finance
BClicensed insurance agent
AILbenefits specialist
Reikimaster

I'm not here to sell you.
I'm here to protect you.

I spent 24 years in finance making other people's numbers work and somewhere in there forgot to bet on myself. Then I retired, got bored, and found this work. Now I sit across from people the industry usually skips, and I have the conversation nobody else slows down for. The one about what happens to your family if something happens to you. The will. The burial. The part that makes the worst day a little less brutal for the people you love.

I'm not a salesperson. I'm an empath who happens to sell insurance because I genuinely give a damn what happens to your family when you can't be there anymore. Most agents see a paycheck. I see a person. Insurance isn't a financial product to me. It's how you show love to the people you leave behind.

Most people walk through the world not knowing how incredible they are. I want them to walk out of a conversation with me a little lighter, a little more seen, and a little more proud of themselves for handling something hard. That's the real product.

I sell insurance. I practice Reiki. I believe we're all more guided than we know. And I want to spend the rest of my life making sure people feel a little more loved today than they did yesterday.

Let's Have a Real Conversation

Your team works hard.
Let's make sure they're protected.

I offer a no-cost presentation for your team covering the insurance products available to them — real information, real conversations, zero pressure on you or your employees.

Free Kits

Every eligible employee can claim a free will kit and child safety kit — at no cost

Life Insurance

Term, Whole Life, Headstart for children, and Senior Graded — coverage for every stage of life

Supplemental Health

Accident, hospital indemnity, critical illness, and cancer policies to fill provincial gaps

Paycheck Protection

Monthly benefit deposited to your family for 1 or 2 years after a loss

Will Education

I educate your team on why having a will matters — at no cost to you or them

No Pressure. Ever.

I come in, educate your team, answer questions, and leave. No hard sell.

Sign Up for the Business Newsletter

One thoughtful email per month. No spam. Unsubscribe anytime.

Your information stays with me. I don't share or sell lists.
To unsubscribe at any time, reply with "unsubscribe" — removed within 10 business days as required by CASL.

Prefer to email me directly? Reach out at catherinedeniseschleuss@aoglobelife.com

Book an Appointment

At your own pace — no rushing, no clock watching, no pressure. Just a real conversation about protecting what matters most to you.

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Book My Free Appointment on Calendly

Looking for your next chapter?

I'm building a team of like-minded people who actually give a damn about families. If that sounds like you — keep reading.

★ Real Talk From Denise ★

"I'm only looking for honest people who can talk openly with others about hard topics — death, money, family, the stuff most people avoid — and who can kick themselves in the butt without me having to do it for them. If that sounds like you, and you genuinely want to help families, let's talk."

Tell Me About Yourself

Quick intro and I'll reach out personally within 24 hours.

No pressure, no commitment. Just a real talk to see if it's a fit.

Prefer email? Reach out directly at catherinedeniseschleuss@aoglobelife.com